Family Office Commercial Mortgage Note Investment Platform
Metropolitan Builders Commercial Capital Group, LLC (Metro BCCG)
Direct Private Investments in First-Position Commercial Mortgage Notes
Construction Project Financing • Commercial Mortgage Banking • Institutional Private Capital
Metro BCCG is a private commercial mortgage banking firm that originates, structures, underwrites, and administers first-position commercial mortgage loans secured by residential, multifamily, mixed-use, industrial, hospitality, and commercial real estate throughout the United States.
Our Family Office platform provides qualified Family Offices, private investment firms, and institutional investors with access to professionally underwritten commercial mortgage note investment opportunities generated through two complementary business divisions:
- Construction Project Financing
- Commercial Mortgage Banking
Together, these divisions create a diversified pipeline of short-term, intermediate-term, and long-term fixed-income commercial mortgage note investment opportunities spanning the complete commercial real estate lifecycle.
A Complete Commercial Real Estate Lending Platform
Metro BCCG finances commercial real estate from the ground up through long-term ownership.
Whether financing the construction of a new residential community or refinancing an existing income-producing commercial property, our mortgage banking platform is designed to originate institutional-quality first mortgage loans that may be made available to participating Family Offices through several investment structures.
Our lending philosophy is centered on disciplined underwriting, capital preservation, transparent loan administration, and professionally managed commercial mortgage investments.
Division I – Construction Project Financing
Financing Ground-Up Development & Construction Projects
Metro BCCG’s Construction Project Financing Division originates first-position commercial mortgage loans for new construction projects ranging from individual residential developments to large institutional commercial developments.
These loans generate fixed-income commercial mortgage note investment opportunities through four specialized construction financing platforms.
Small-Scale Built-to-Sell (BTS)
Typical Investment Term
6 Months – 2 Years
Designed for shorter-duration residential construction projects with accelerated construction and sales cycles.
Typical Projects
- Single-Family Homes
- Small Residential Subdivisions
- Townhome Communities
- Condominium Projects
- Residential Infill Development
- Affordable Housing
- Residential Rehabilitation Portfolios
- Neighborhood Revitalization Projects
Mortgage Note Characteristics
- Short-term fixed-income commercial mortgage notes
- First-position commercial mortgage security
- Fixed-rate interest
- Monthly interest distributions
- Defined property sale exit strategy
- Principal repayment upon loan maturity
Large-Scale Built-to-Sell (BTS)
Typical Investment Term
2 – 5 Years
Designed for larger phased construction projects requiring extended development schedules and staged property sales.
Typical Projects
- Master-Planned Communities
- Large Residential Subdivisions
- Build-for-Sale Communities
- Condominium Communities
- Mixed-Use Developments
- Opportunity Zone Developments
- Large Affordable Housing Communities
- Phased Residential Developments
Mortgage Note Characteristics
- Medium-term fixed-income commercial mortgage notes
- First-position commercial mortgage security
- Phased construction funding
- Defined absorption strategy
- Scheduled principal repayment as project phases are completed and sold
Built-to-Rent (BTR)
Typical Investment Term
5 – 20+ Years
Designed for ground-up construction of income-producing real estate intended for long-term ownership.
Typical Projects
- Multifamily Apartment Communities
- Build-to-Rent Neighborhoods
- Student Housing
- Senior Housing
- Workforce Housing
- Mixed-Use Residential Communities
- Manufactured Housing Communities
Mortgage Note Characteristics
- Construction-to-permanent financing
- Long-term commercial mortgage notes
- Predictable fixed-income cash flow
- Professional property management
- Long-term asset preservation
Built-to-Stabilize-and-Exit (BTSX)
Typical Investment Term
Approximately 2 – 7 Years
Designed for commercial properties that are developed or substantially redeveloped, leased, stabilized, and ultimately sold after value creation.
Typical Projects
- Office Buildings
- Medical Office
- Retail Centers
- Industrial Facilities
- Flex Space
- Hospitality
- Self-Storage
- Mixed-Use Developments
- Specialty Commercial Properties
Mortgage Note Characteristics
- Bridge financing
- Lease-up financing
- Renovation financing
- Stabilization financing
- Value-add commercial real estate
- Sale upon stabilization
Division II – Commercial Mortgage Banking
Financing Existing Commercial Real Estate
Metro BCCG’s Commercial Mortgage Banking Division originates commercial mortgage loans secured by existing commercial real estate that has already been physically constructed and does not require ground-up development.
These financing solutions provide capital for property acquisitions, refinancing, repositioning, improvements, expansion, adaptive reuse, turnaround strategies, and long-term ownership objectives.
Commercial Real Estate Acquisitions
Financing for the acquisition of stabilized, transitional, and value-add commercial real estate assets.
Commercial Refinancing
Bridge financing, permanent refinancing, recapitalizations, debt restructuring, and portfolio refinancing.
Property Improvements
Capital improvements, tenant improvements, modernization, deferred maintenance, and value-enhancing renovations.
Property Expansion
Building additions, campus expansion, phased expansion projects, and increased operational capacity.
Adaptive Reuse & Repurposing
Financing for converting existing commercial properties into new and higher-value uses, including office-to-residential conversions, industrial repositioning, hospitality renovations, and mixed-use redevelopment.
Turnarounds & Workouts
Capital solutions for distressed assets, loan restructurings, recapitalizations, workouts, repositioning strategies, and value recovery.
Family Office Investment Structures
Metro BCCG offers multiple investment structures designed to accommodate varying investment objectives and capital allocation strategies.
Whole Commercial Mortgage Notes
Acquire the entire first-position commercial mortgage loan secured by a single real estate transaction.
Syndicated Commercial Loan Participation Notes (LPNs)
Acquire a direct participation interest in a professionally originated first-position commercial mortgage loan.
Portfolio Commercial Mortgage Notes
Diversify capital across multiple commercial mortgage loans originated through Metro BCCG’s lending platform.
Exclusive Family Office Opportunities
Customized whole-note investments structured specifically for a single Family Office.
Strategic Capital Partnerships
Long-term institutional relationships supporting recurring commercial mortgage originations.
Property Types Financed
Residential
- Single-Family Communities
- Townhomes
- Condominiums
- Build-to-Rent Neighborhoods
- Affordable Housing
Multifamily
- Garden Apartments
- Mid-Rise Communities
- High-Rise Residential
- Mixed-Use Residential
- Student Housing
- Senior Housing
Commercial
- Office
- Medical Office
- Industrial
- Warehouse
- Flex Space
- Retail
- Hospitality
- Self-Storage
- Specialty Commercial Properties
Institutional Underwriting & Risk Management
Every commercial mortgage loan originated by Metro BCCG undergoes a disciplined underwriting process designed to emphasize capital preservation and prudent risk management.
Our underwriting process includes:
- Sponsor Experience & Financial Capacity
- Market & Absorption Analysis
- Construction Feasibility
- Cost-to-Complete Analysis
- Independent Appraisals
- Environmental Reviews
- Engineering Reports
- Loan-to-Value Analysis
- Debt Service Coverage Analysis
- Exit Strategy Evaluation
- Collateral Quality Assessment
Professional Loan Administration
Metro BCCG coordinates every transaction with experienced independent third-party professionals, including:
- Licensed Title Companies
- Closing Attorneys
- Independent Escrow Administration
- Construction Funds Control
- Third-Party Draw Inspections
- Independent Loan Servicing
- Monthly Investor Reporting
- Construction Progress Monitoring
Investor funds are administered through independent title companies, escrow agents, and closing attorneys in accordance with applicable loan documents and escrow instructions. Metro BCCG does not maintain custody or control of investor escrow funds.
Why Family Offices Choose Metro BCCG
Metro BCCG’s Commercial Mortgage Note Investment Platform is designed to provide Family Offices with access to professionally originated commercial mortgage investments emphasizing:
- First-position commercial mortgage security
- Direct investment in identified commercial mortgage loans
- Institutional underwriting standards
- Diversification across multiple commercial real estate sectors
- Short-, intermediate-, and long-term fixed-income opportunities
- Transparent transaction administration
- Independent servicing and reporting
- Relationship-driven investment management
- Flexible investment structures tailored to institutional capital objectives
Begin the Conversation
Whether your Family Office is seeking shorter-duration construction financing, medium-term value-add opportunities, or long-term income-producing commercial mortgage investments, Metro BCCG offers access to a diversified pipeline of professionally structured first-position commercial mortgage note investment opportunities.
We welcome the opportunity to discuss your firm’s investment objectives, portfolio allocation strategy, and how Metro BCCG’s Commercial Mortgage Note Investment Platform may complement your private fixed-income investment strategy.
Contact
Mike Thomas
Investor Relations Coordinator
Metropolitan Builders Commercial Capital Group, LLC (Metro BCCG)
Call or Text: (443) 318-6485
Email: MThomas@MetroBCCGi.com
Schedule a Confidential Meeting:
https://calendly.com/mthomas-metrobccg/30min
Request Information
Mike can provide:
- Current Commercial Mortgage Note Investment Opportunities
- Executive Investment Overview
- Transaction-Specific Investment Summaries
- Due Diligence Documentation
- Whole Commercial Mortgage Note Opportunities
- Commercial Loan Participation Note (LPN) Opportunities
- Customized Family Office Investment Structures
- Private One-on-One Investment Consultation
Metropolitan Builders Commercial Capital Group, LLC (Metro BCCG)
Private Commercial Mortgage Banking
Construction Project Financing • Commercial Mortgage Banking • Institutional Commercial Mortgage Note Investments
Building Communities. Preserving Capital. Creating Generations of Wealth.